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Live Efficiency Data

Avg. Savings: 10% - 25%

GOSTAN THE PRICE.
STAY TERER.

Stop overpaying for "Instant" quotes. We manually hunt 14 insurer panels to find the Best premium with 100% benefit matching.

CHOOSE YOUR BATTLE

What are we saving money on today?

PERSONAL MOTOR HUNT

Manual market hunting for your baby on wheels

THE TERRIBLE VS THE TERER

The Terrible Way

Instant "Agak-Agak" Prices

The Terer Way

Manual Market Hunting across 14 Insurers

The Terrible Way

Hidden costs in the fine print

The Terer Way

100% Benefit Matching

The Terrible Way

You are just a policy number

The Terer Way

A "Terer Friend" for Claims, anytime.

The Terrible Way

Computer says "No"

The Terer Way

Human experts finding "Lobangs"

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Our Protocol

WE SHIFTED INTO REVERSE.

Every Malaysian has a Terrible story. A hidden clause. A claim rejected by an algorithm. A price that jumps for no reason.

We decided to Gostan. We threw out the automated bots and shifted the gear into reverse. It's time to put the human touch back into protection.

We back the price down so you can move forward safely. No corporate BS. Just 14 insurers fighting for your business, and one "Terer" human expert making sure you win.

ACCIDENTS ARE TERRIBLE.
WE MAKE THEM TERER.

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Get a human specialist

No bots. Your dedicated claims commander is one WhatsApp away, 24/7.

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40% Faster Processing

We don't just process claims; we advocate for them. Our direct relationships with 14 insurer panels cut through the red tape to get your payouts green-lit faster.

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Workshop Network

Only 'Terer' panels. We only work with workshops that pass our quality audit.

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Motor Support
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Business/Property

NO GOSTAN ON QUALITY.

14 PANELS. 1 GOAL.

YOUR BEST PRICE GUARANTEED

ALLIANZ
ETIQA
MSIG
ZURICH
AXA
LIBERTY
TOKIO
LONPAC
TUNE
CHUBB
AIG
BERJAYA
PACIFIC
RHB

INTEL REPORT

FREQUENTLY ASKED QUESTIONS

APIs are lazy. We aren't.

An algorithm can't call an underwriter to waive a loading or price-match a competitor. We do. We compare 14 companies manually to find the one insurer that actually wants your business this month.

How do I pay?

As your trusted partner, we offer flexible payment options to suit your convenience. You can pay through us or directly to the insurer—either way, we oversee the entire process. We don't just find the 'lobang'; we manage the final mile to ensure your coverage is 100% secured.

Is my data safe?

PDPA compliant. We use your data strictly for hunting quotes, never for spamming you with unrelated financial products.

MARKET INTEL & STRATEGY INSIGHTS

Live insurance performance metrics and premium briefings

GET IN TOUCH

Our human experts are standing by. No bots allowed.